Click here to go back to Menu Q. What do you want from a retirement plan?
- If you want some or all of the following, then you should consider the Personal Retirement Account.
- The ability to pay in as much as you want, when you want to.
- The facility for both yourself, and possibly your employer, to make contributions.
- The facility to maintain one growing retirement fund while you change employment and perhaps country of residence.
- A fund which can continue to operate while you are both employed and self-employed.
- Tax- Free fund growth.
- The ability to choose when YOU want to retire.
- A range of investment options which give you the opportunity to gain superior returns, while controlling risk.
- Funds held with a well established and secure company in a properly regulated location.
- The Personal Retirement Account can offer you all of this and more.
Click here to go back to Menu Q. Why is the Personal Retirement Account a Truly Flexible Plan ?
- It means you can pay in any amount you wish from €250 upwards, on a monthly, quarterly, half yearly or annual basis. You can pay in extra amounts whenever you wish and you can even take payment holidays when you wish.
- It means you can make your payments in any freely negotiable
currency from Ireland . Your Personal Retirement Account may
be denominated in either US Dollars, Sterling or Euros.
- It means you can move around, secure in the knowledge that your savings are secure.
- It means you can pay by cheque, standing order, banker's draft or telegraphic transfer.
- It means you can access your accumulated fund at any time, either on a regular or one-off basis.
- It means you can choose from a range of investment options which match your needs in terms of risk and return.
- It also means you can adjust your investment as you go, if you wish. For instance, moving into more conservative assets as you near retirement.
- It means you have the options of including some additional life assurance cover, if you wish.
- A Personal Retirement Account can be taken out either by you as an individual or by an employer on your behalf.
Click here to go back to Menu Q. Who is Eligible? The Personal Retirement Account is available to anyone aged between 18 & 75, to trustees of Trust Funds and to Companies. It is not available to residents of the United Kingdom or the Republic of Ireland. You should satisfy yourself that by investing in the Personal Retirement Account you are acting within the laws of the jurisdiction to which you are subject. Click here to go back to Menu Q. What about Tax and Legal matters? No income or capital gains taxes will be deducted within the Funds to which the Personal Retirement Account is linked. It is strongly recommended that you take the appropriate professional advice if you are in any doubt in relation to your own personal taxation or legal position. Click here to go back to Menu Q. What access to my Capital do I have? You may access your capital by full or partial encashments at any time or buy taking a regular withdrawel from your Personal Retirement Account. Click here to go back to Menu Q. How do I apply? Opening a Personal Retirement Account is simply a matter of emailing us at info@nms.ie and requesting a Personal Retirement Account application form, returning it to us at : NMS, Grafton House, 70 Grafton Street, Dublin 2, Ireland. Click here to go back to Menu
Tax Efficient For Irish Expatriates
- There can be excellent opportunities for the people who wish to return to Ireland some day.
- Potential Irish expatriate clients should consider the following:
- Gains free from Irish taxes while residing outside the Republic
of Ireland.
- Upon returning to Ireland, no encashment is necessary and no encashment penalities are suffered.
- An investment fund which grows free of taxes since the investment is based in a tax efficient environment.
- Tax efficient retirement planning opportunites.
Click here to go back to Menu
PENSION AUDITS
- Have you ever had an Audit of your pension?
- Is the level of contribution adequate to give you a proper pension
?
- Is the fund performing as it should be ?
- Are you in the right type of fund ? (i.e. unit linked with
profit, Guaranteed Deposit Admin)
- Are you optimising your TAX RELIEF ?
- If you were clever enough to take out a pension either through
your Broker, Accountant, Bank or directly with a company then
you should be already
ahead of the rest.
- Are you sure your Pension is going
to perform for you"? It's not too late to find out.
At NMS we will provide you with a Pension and we will also give
you "Free regular check-ups". If you are not a client of
ours already, we will still gladly talk to you. click here to return to top of page
|
